Entertainment Liability Insurance

Entertainment Liability Insurance helps protect clients such as concert halls, touring bands, performers, recording studios, record labels, management companies, and marketing agencies from a host of negligence claims.

Secure Your Production

Entertainment Liability Insurance helps protect bands, performers, venues, management companies, and marketing agencies from claims arising from performances, tours, events, and promotions. Coverage helps manage the cost of legal claims, defence expenses, and settlements.

Why You Need It

  • Venue & Contract Requirements: Meet insurance requirements often imposed by concert halls, theatres, festivals, promoters, and landlords.
  • Audience Injury Protection: Coverage for third-party injury claims arising from concerts, performances, recordings, and promotional events.
  • Production & Event Liability: Protection for bands, record labels, management companies, studios, and marketing firms from common operational liability exposures.
  • Duty to Defend: Coverage includes legal defence for covered claims, helping manage the costs of lawsuits and settlements.

Claims Examples

  • A concert attendee slips and falls at a venue, alleging the event organizer failed to maintain a safe environment.
  • A stage lighting fixture falls during a performance, causing injury to an audience member.
  • A marketing activation or promotional event results in injury to a member of the public.
  • A touring band, management company, or record label is named in a lawsuit following an injury at a live event.
  • A performer accidentally causes damage to a venue’s stage, seating, or equipment during a show.

Use Cases

Concert Halls & Live Music Venues

Protect against third-party injury and property damage claims arising from concerts, live performances, and events hosted at your venue.

Touring Bands & Performers

Maintain coverage while on tour, performing live, or participating in promotional appearances and special events.

Record Labels, Management Companies & Marketing Agencies

Help protect entertainment businesses from liability exposures related to artist management, promotions, productions, launches, and public events.

Recording Studios

Coverage for liability claims arising from studio operations, client visits, recording sessions, and related business activities.

Protect Your Moments

Specialist insurance underwriters protecting moments in sports, entertainment, and promotions.